Johanna Torres Chain

Welcome to my website! I am a Ph.D. Candidate in Economics at the University of Minnesota, working under the supervision of Mariacristina De Nardi and Jo Mullins.

I am also an NBER Graduate Fellow (2025–26).

My research lies at the intersection of macroeconomics, household finance, and public policy. My work focuses on long-term care, informal care provision, and health, with a particular interest in racial and socioeconomic disparities.

I use structural models and micro-level data to evaluate how social security and policy design affect economic outcomes, especially for the aging population.